This article is written to understand the Gender Based Family Financial
Literacy Management. The recurring problem in the family finance is overspending
and minimum income; therefore there is a need for a financial planning in the family.
Most family did make some family financial planning. However this kind of planning
is not sufficient, because there are always unpredictable expenses in every month.
Therefore, to overcome those problems, to plan the family expenses are not enough,
there must also be some familial budget planning. One of the skills a mother has to
have is a financial skill to properly manage family finance. By applying the proper
financial management, the family can reap maximum benefit from their assets. The
mother had to possess the financial management know – how in managing family
finances. As a conclusion, familial financial management education has a positive
correlation with financial literacy by making and recording family monthly expenses
so as to be able to better plan their family financial budget. A mother has to had a
home-grown financial literacy.

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As a social media, WhatsApp is a messenger application that allows us to send files,
messages, pictures, videos and online chatting as if Blackberry Messenger, but WhatsApp is
more popular in iPhone users. WhatsApp first release is on iPhone by Apple, and in its
development, now it’s available in Android, Blackberry, Windows Phone, and also Symbian
version. It’s also the most downloaded application in the world these days, especially for
smartphone users. To operate WhatsApp, it needs no credit like text messaging, because it
only needs internet data
(
EDGE/3G
)
or wifi. WhatsApp user’s contact can be automatically
detected on our smartphone devices, if our phone contacts are also using WhatsApp
Messenger.
The purpose of this writing paper is to give instant comprehension about using
WhatsApp media on baby’s growth and development activities which babysitted on child day
care. True, baby is inseparable from how their childhood educational proceed in the family.
Every parents are given mandate to take care the birth and first steps of human lives. Through
parent’s hand, every helpless little babies are gently loved with warmth, given nutritions, and
also breastfeeding, etc. In the other side, for the sake of decent living and survival, young
mothers have a limited time so that they need to put their babies in the child day care.
Several notable ideas in this writing can be referral to many parties. Especially about
the importance of WhatsApp as a media for child day care supervision. WhatsApp is used to
create and establish communication between parents and the day care. Parents usually left
their babies from 7 a.m. to 4 p.m. daily. This day care is truly an answer to parent’s limited
time for taking care of their children. In this writing, the writer situated the WhatsApp
Messenger as an effective means with hope that it is capable to bridge the communication
between day care and parents so that lessons taught to the babies in the day care can be
shared to their parents, so children can continue the lessons at home. Also through WhatsApp
media, teachers and parents can share plenty information about children, either in education,
health, as well in parenting.

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This research aims to understand the result of mathematical learning of Class IV student in elementary school.
(1) Discovering the influence of the Contextual Approach to the student’s motivation.
(2) Discovering whether the Contextual Approach can increase student’s motivation by equalizing the denominator for the class IV students. The Research uses descriptive method by using inferential statistical analysis
technique. “Descriptive method is a method that focuses to solving current and actual issues. Inferential statistical technique is a statistical method to analyses sample data and creating general inference for the population.”
(Nisfiannoor, 2009:4). The approach used by the research is the quantitative approach. Quantitative approach is a research approach that uses statistical technique to test hypotheses and research instrument to be used to uncover data in a certain measurement scale, to be able to create a generalized statement for the whole population.
(Sudjana and Ibrahim, 2004:8). There are several conclusions to be inferred from the result of the research. From the cyclical analysis, the improvement of the learning capacity was successfully implemented in the cycle I, cycle II, or even cycle III. Cycle I experienced an increase in average class scores from 42 to 72. Cycle II also experienced increasing from 72 to 81. While Cycle III experienced increasing from 81 to 83. The increases in scores are due to the improvement in the teacher’s teaching method by implementing contextual approach. The approach ultimately increases the students’ enjoyment of the learning, leading to an increase in the motivation for learning, therefore increasing the result of the learning itself. If the learning result improves, the quality of the education in the school also improves.

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Menjadi seorang pemimpin agama sama halnya menjadi pemimpin masyarakat

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This paper reported the attempt teachers did in developing native-like (NLS) listening materials for their EFL learners using a text-to-speech (TTS) technology. Observation was carried out to record teachers’ procedures for developing NLS materials. Interview with teachers were undertaken to explore their’ perceptions towards the NLS listening materials and the benefits they gained from developing instructional media using technology. In addition, a questionnaire was distributed to 65 eight-grade pupils to gather information related to their opinions regarding the listening materials developed and used by their teachers. The findings show that teachers and pupils responded positively towards the NLS materials for listening comprehension. In addition, teachers were found to have more confidence in teaching listening skill while using the technology. There are three conditions which endorse this teaching confidence: the suitability of instructional materials used with the learning curriculum and pupils’ level of English proficiency, teachers’ self-efficacy to the teaching task, and the integration of technology in classroom teaching. The study suggests that TTS system can be used as computer assisted language learning (CALL) application particularly in the development of listening comprehension materials. The study also confirms earlier studies that teacher professional development can be promoted through integrated training on technology for classroom use.

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Pendidikan Diibaratkan sebagai sebuah lentera yang menerangi kehidupan

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This research examines the effectiveness on how mathematics teachers have begun to integrate
information and communication technology (ICT) with reciprocal teaching model to improve students’
mathematics critical thinking ability into seventh junior high school classroom practice. This study was
experimental research with a quasi-experimental design. The samples of the study are 36 students for classroom
experiments and 36 students for classroom control. The instruments employed in this study were pre-test and
post-test. All the instruments are made in essays forms. The data were analyzed by using descriptive statistics.
Based on the research findings, it was gotten that (1) the development of teaching instructional multimedia of
the seven grade students of junior high school; (2) the improvement of students’ mathematics critical thinking
ability in experimental class; (3) the aspect of attractiveness shows that the developed instructional multimedia was very interesting; and (4) reciprocal learning has good impact on students’ mathematics critical thinking ability.

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  Riset dan Kajian Seabad Muhammadiyah   Download Disini!

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  Revitalisasi Pendidikan Muhammadiyah di Tengah Persaingan Nasional dan Global   Download Disini!

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In this paper, we describe a prototype of web-based intelligent handwriting education
system for autonomous learning of Bengali characters. Bengali language is used by more than
211 million people of India and Bangladesh. Due to the socio-economical limitation, all of the
population does not have the chance to go to school. This research project was aimed to develop
an intelligent Bengali handwriting education system. As an intelligent tutor, the system can
automatically check the handwriting errors, such as stroke production errors, stroke sequence
errors, stroke relationship errors and immediately provide a feedback to the students to correct
themselves. Our proposed system can be accessed from smartphone or iPhone that allows
students to do practice their Bengali handwriting at anytime and anywhere. Bengali is a
multi-stroke input characters with extremely long cursive shaped where it has stroke order
variability and stroke direction variability. Due to this structural limitation, recognition speed is
a crucial issue to apply traditional online handwriting recognition algorithm for Bengali
language learning. In this work, we have adopted hierarchical recognition approach to improve
the recognition speed that makes our system adaptable for web-based language learning. We
applied writing speed free recognition methodology together with hierarchical recognition
algorithm. It ensured the learning of all aged population, especially for children and older
national. The experimental results showed that our proposed hierarchical recognition algorithm
can provide higher accuracy than traditional multi-stroke recognition algorithm with more
writing variability.

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